:root {
  --blue-france: #000091;
  --blue-france-light: #e3e3fd;
  --blue-france-hover: #1212ff;
  --red-marianne: #e1000f;
  --blue-cumulus: #417dc4;
  --blue-cumulus-light: #c2d7f0;
  --green-bourgeon: #68a532;
  --green-bourgeon-light: #c9fcac;
  --green-emeraude: #00a95f;
  --green-emeraude-light: #c3fad5;
  --yellow-tournesol: #efcc00;
  --yellow-tournesol-light: #fef3c7;
  --orange-terre: #e4794a;
  --orange-terre-light: #fdd4b2;
  --red-marianne-light: #fde2e2;
  --gray-50: #f6f6f6;
  --gray-100: #eee;
  --gray-200: #e5e5e5;
  --gray-300: #ddd;
  --gray-400: #929292;
  --gray-500: #666;
  --gray-600: #3a3a3a;
  --gray-700: #2a2a2a;
  --gray-800: #1e1e1e;
  --gray-900: #161616;
  --white: #fff;
  --radius: 8px;
  --shadow: 0 2px 6px rgba(0,0,18,.08);
  --shadow-md: 0 6px 18px rgba(0,0,18,.08);
  --shadow-lg: 0 12px 32px rgba(0,0,18,.1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Marianne', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--gray-700);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--blue-france); text-decoration: underline; transition: color .2s; }
a:hover { color: var(--blue-france-hover); }
img { max-width: 100%; height: auto; }
.container { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 780px; margin: 0 auto; padding: 0 24px; }

/* ===== TRICOLOR BAR ===== */
.tricolor-bar {
  height: 5px;
  background: linear-gradient(90deg, #002395 33.33%, #fff 33.33%, #fff 66.66%, #ED2939 66.66%);
}

/* ===== HEADER ===== */
.header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--gray-800);
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-icon { display: flex; flex-direction: column; align-items: center; gap: 1px; }
.logo-flag {
  width: 44px; height: 30px; border-radius: 3px; overflow: hidden;
  display: flex; box-shadow: 0 1px 3px rgba(0,0,0,.12);
}
.logo-flag-blue { background: #002395; flex: 1; }
.logo-flag-white { background: #fff; flex: 1; }
.logo-flag-red { background: #ED2939; flex: 1; }
.logo-text { display: flex; flex-direction: column; line-height: 1.2; }
.logo-text .logo-title { font-size: 1.05rem; font-weight: 800; color: var(--blue-france); }
.logo-text .logo-subtitle { font-size: .65rem; font-weight: 500; color: var(--gray-500); letter-spacing: .01em; text-transform: uppercase; }

.nav { display: flex; align-items: center; gap: 2px; }
.nav a {
  padding: 8px 12px; border-radius: 4px; font-size: .82rem; font-weight: 500;
  color: var(--gray-600); text-decoration: none; transition: all .2s;
}
.nav a:hover { background: var(--gray-50); color: var(--blue-france); }
.nav a.active { background: var(--blue-france-light); color: var(--blue-france); font-weight: 600; }

.hamburger { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--gray-700); margin: 5px 0; transition: .3s; }

/* ===== HERO ===== */
.hero {
  background: var(--blue-france);
  color: var(--white);
  padding: 48px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 0;
  right: -80px;
  width: 400px;
  height: 100%;
  background: linear-gradient(135deg, rgba(255,255,255,.04) 0%, rgba(255,255,255,0) 100%);
  transform: skewX(-15deg);
}
.hero h1 { font-size: 2rem; font-weight: 800; line-height: 1.25; margin-bottom: 12px; }
.hero p { font-size: 1.05rem; opacity: .85; max-width: 620px; line-height: 1.65; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 4px;
  padding: 5px 12px;
  font-size: .75rem;
  font-weight: 600;
  margin-bottom: 14px;
  letter-spacing: .02em;
}
.hero-stats {
  display: flex; gap: 32px; margin-top: 24px;
  flex-wrap: wrap;
}
.hero-stat { font-size: .82rem; opacity: .8; }
.hero-stat strong { display: block; font-size: 1.4rem; color: #fff; font-weight: 800; }

/* ===== CALCULATOR ===== */
.calc-section { margin-top: -48px; padding-bottom: 40px; position: relative; z-index: 2; }
.calc-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
  overflow: hidden;
}

/* Calc header (secondary pages) */
.calc-header {
  padding: 18px 24px;
  border-bottom: 1px solid var(--gray-200);
  background: var(--gray-50);
  display: flex;
  align-items: center;
  gap: 10px;
}
.calc-header h2 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--blue-france);
  margin: 0;
  line-height: 1.3;
}
.calc-header::before {
  content: '';
  display: inline-block;
  width: 4px;
  height: 22px;
  background: var(--blue-france);
  border-radius: 2px;
}

/* Mode tabs */
.mode-tabs {
  display: flex;
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
}
.mode-tab {
  flex: 1;
  padding: 14px 16px;
  background: none;
  border: none;
  border-bottom: 3px solid transparent;
  cursor: pointer;
  font-family: inherit;
  font-size: .82rem;
  font-weight: 700;
  color: var(--gray-500);
  transition: all .2s;
  text-align: center;
  position: relative;
}
.mode-tab:hover { color: var(--blue-france); background: rgba(0,0,145,.03); }
.mode-tab.active {
  color: var(--blue-france);
  border-bottom-color: var(--blue-france);
  background: var(--white);
}
.mode-tab .tab-emoji { display: block; font-size: 1.4rem; margin-bottom: 4px; }
.mode-tab .tab-recommend {
  position: absolute; top: 4px; right: 8px;
  background: var(--green-emeraude);
  color: #fff;
  font-size: .58rem;
  padding: 2px 6px;
  border-radius: 3px;
  letter-spacing: .04em;
}

.calc-body { padding: 24px; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.calc-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }

.form-group { display: flex; flex-direction: column; gap: 5px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: .75rem;
  font-weight: 700;
  color: var(--gray-600);
  text-transform: uppercase;
  letter-spacing: .04em;
}
.form-group label .hint {
  font-size: .7rem;
  font-weight: 500;
  color: var(--gray-400);
  text-transform: none;
  letter-spacing: 0;
}

.form-group select,
.form-group input[type="number"],
.form-group input[type="text"] {
  width: 100%;
  padding: 10px 14px;
  border: 2px solid var(--gray-300);
  border-radius: 4px;
  font-size: 1rem;
  font-family: inherit;
  color: var(--gray-800);
  background: var(--white);
  transition: border-color .2s, box-shadow .2s;
  -moz-appearance: textfield;
}
.form-group select:focus,
.form-group input:focus {
  outline: none;
  border-color: var(--blue-france);
  box-shadow: 0 0 0 3px rgba(0, 0, 145, .1);
}
.form-group input::-webkit-outer-spin-button,
.form-group input::-webkit-inner-spin-button { -webkit-appearance: none; }

.input-with-unit { position: relative; }
.input-with-unit input { padding-right: 40px; }
.input-unit { position: absolute; right: 12px; top: 50%; transform: translateY(-50%); font-size: .85rem; color: var(--gray-400); font-weight: 700; pointer-events: none; }

.radio-group { display: flex; gap: 6px; flex-wrap: wrap; }
.radio-pill { display: flex; align-items: center; }
.radio-pill input { display: none; }
.radio-pill label {
  padding: 8px 14px;
  border: 2px solid var(--gray-300);
  border-radius: 4px;
  font-size: .8rem;
  font-weight: 600;
  color: var(--gray-600);
  cursor: pointer;
  transition: all .2s;
  text-transform: none;
  letter-spacing: 0;
  white-space: nowrap;
}
.radio-pill input:checked + label {
  background: var(--blue-france);
  border-color: var(--blue-france);
  color: var(--white);
}
.radio-pill label:hover { border-color: var(--blue-france); }

/* Range slider */
.range-row {
  display: flex; align-items: center; gap: 14px;
}
.range-input {
  flex: 1; -webkit-appearance: none; appearance: none;
  height: 6px; border-radius: 3px;
  background: var(--gray-200);
  outline: none;
}
.range-input::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--blue-france);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0,0,145,.3);
  transition: transform .15s;
}
.range-input::-webkit-slider-thumb:hover { transform: scale(1.1); }
.range-input::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--blue-france); cursor: pointer; border: none;
}
.range-value {
  min-width: 80px;
  padding: 6px 10px;
  background: var(--blue-france-light);
  color: var(--blue-france);
  border-radius: 4px;
  font-weight: 700;
  font-size: .9rem;
  text-align: center;
  font-variant-numeric: tabular-nums;
}

/* Results */
.calc-results { margin-top: 24px; padding-top: 24px; border-top: 2px solid var(--gray-100); }
.results-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.results-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 10px; margin-top: 10px; }

.result-box {
  background: var(--gray-50);
  border: 2px solid var(--gray-200);
  border-radius: 6px;
  padding: 14px 10px;
  text-align: center;
  transition: all .3s;
  overflow: hidden;
  min-width: 0;
}
.result-box.highlight {
  background: var(--blue-france);
  border-color: var(--blue-france);
  color: var(--white);
}
.result-box.highlight .result-label { color: rgba(255,255,255,.75); }
.result-label {
  font-size: .65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--gray-500);
  margin-bottom: 4px;
}
.result-value {
  font-size: 1.25rem;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  overflow-wrap: break-word;
  word-break: break-word;
}
.result-sub { font-size: .72rem; margin-top: 2px; opacity: .7; }

/* Approval / Score gauge */
.score-card {
  margin-top: 24px;
  padding: 22px 24px;
  border-radius: 8px;
  border: 2px solid var(--gray-200);
  background: var(--gray-50);
}
.score-card.score-very-good { border-color: var(--green-emeraude); background: var(--green-emeraude-light); }
.score-card.score-good { border-color: var(--green-bourgeon); background: var(--green-bourgeon-light); }
.score-card.score-ok { border-color: var(--yellow-tournesol); background: var(--yellow-tournesol-light); }
.score-card.score-hard { border-color: var(--orange-terre); background: var(--orange-terre-light); }
.score-card.score-bad { border-color: var(--red-marianne); background: var(--red-marianne-light); }

.score-head {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 14px;
}
.score-circle {
  width: 76px; height: 76px;
  border-radius: 50%;
  background: var(--white);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.5rem;
  color: var(--blue-france);
  box-shadow: 0 4px 12px rgba(0,0,0,.08);
  flex-shrink: 0;
  position: relative;
}
.score-circle .score-num { line-height: 1; }
.score-circle .score-out { font-size: .65rem; opacity: .55; font-weight: 600; margin-top: 1px; }
.score-card.score-very-good .score-circle { color: var(--green-emeraude); }
.score-card.score-good .score-circle { color: var(--green-bourgeon); }
.score-card.score-ok .score-circle { color: #b89400; }
.score-card.score-hard .score-circle { color: var(--orange-terre); }
.score-card.score-bad .score-circle { color: var(--red-marianne); }

.score-label {
  font-size: .68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--gray-600);
  margin-bottom: 4px;
}
.score-verdict {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gray-800);
  line-height: 1.25;
}

.score-bar {
  height: 10px;
  border-radius: 5px;
  background: var(--white);
  position: relative;
  overflow: hidden;
  margin-bottom: 14px;
  border: 1px solid var(--gray-200);
}
.score-bar-fill {
  position: absolute; top: 0; left: 0; height: 100%;
  background: var(--blue-france);
  border-radius: 5px;
  transition: width .6s cubic-bezier(.4,.2,.2,1), background-color .3s;
}
.score-card.score-very-good .score-bar-fill { background: var(--green-emeraude); }
.score-card.score-good .score-bar-fill { background: var(--green-bourgeon); }
.score-card.score-ok .score-bar-fill { background: var(--yellow-tournesol); }
.score-card.score-hard .score-bar-fill { background: var(--orange-terre); }
.score-card.score-bad .score-bar-fill { background: var(--red-marianne); }

.score-factors {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 16px;
  font-size: .82rem;
}
.score-factor {
  display: flex;
  align-items: center;
  gap: 8px;
}
.score-factor-icon {
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: .7rem; font-weight: 800;
  flex-shrink: 0;
  border: 1.5px solid var(--gray-300);
}
.score-factor-icon.ok { border-color: var(--green-emeraude); color: var(--green-emeraude); }
.score-factor-icon.warn { border-color: var(--orange-terre); color: var(--orange-terre); }
.score-factor-icon.ko { border-color: var(--red-marianne); color: var(--red-marianne); }
.score-factor-label { color: var(--gray-700); font-weight: 500; line-height: 1.3; }

/* Advice list */
.advice-list {
  margin-top: 16px;
  padding: 14px 16px;
  background: var(--white);
  border-radius: 6px;
  border: 1px solid rgba(0,0,0,.06);
}
.advice-list .advice-title {
  font-size: .7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .05em;
  color: var(--gray-500); margin-bottom: 8px;
}
.advice-list ul { padding: 0; margin: 0; list-style: none; }
.advice-list li {
  padding: 6px 0 6px 22px;
  position: relative;
  font-size: .88rem;
  color: var(--gray-700);
  line-height: 1.5;
}
.advice-list li::before {
  content: '→';
  position: absolute; left: 0; top: 6px;
  color: var(--blue-france);
  font-weight: 800;
}

/* Comparison */
.compare-section { margin-top: 28px; padding-top: 24px; border-top: 2px solid var(--gray-100); }
.compare-title {
  font-size: .85rem; font-weight: 700; color: var(--gray-700); margin-bottom: 12px; text-transform: uppercase; letter-spacing: .04em;
}
.compare-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px;
}
.compare-box {
  border: 2px solid var(--gray-200);
  border-radius: 6px;
  padding: 12px 10px;
  text-align: center;
  transition: all .2s;
}
.compare-box.best {
  border-color: var(--green-emeraude);
  background: var(--green-emeraude-light);
  position: relative;
}
.compare-box.best::after {
  content: 'Meilleur';
  position: absolute; top: -10px; left: 50%; transform: translateX(-50%);
  background: var(--green-emeraude); color: #fff;
  font-size: .62rem; font-weight: 700; padding: 2px 8px; border-radius: 3px; letter-spacing: .04em;
}
.compare-box .compare-duration { font-size: .72rem; font-weight: 700; text-transform: uppercase; color: var(--gray-500); }
.compare-box .compare-monthly { font-size: 1.15rem; font-weight: 800; margin: 6px 0 2px; font-variant-numeric: tabular-nums; color: var(--blue-france); }
.compare-box .compare-total { font-size: .72rem; color: var(--gray-500); }

/* Amortization table */
.amortization {
  margin-top: 28px; padding-top: 24px; border-top: 2px solid var(--gray-100);
}
.amort-head {
  display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px;
}
.amort-title {
  font-size: .85rem; font-weight: 700; color: var(--gray-700); text-transform: uppercase; letter-spacing: .04em;
}
.amort-toggle {
  background: var(--gray-50);
  border: 2px solid var(--gray-200);
  border-radius: 4px;
  padding: 6px 12px;
  font-family: inherit;
  font-size: .78rem;
  font-weight: 600;
  color: var(--gray-700);
  cursor: pointer;
}
.amort-toggle:hover { border-color: var(--blue-france); color: var(--blue-france); }
.amort-wrapper { display: none; max-height: 420px; overflow-y: auto; border: 1px solid var(--gray-200); border-radius: 6px; }
.amort-wrapper.open { display: block; }
.amort-table { width: 100%; border-collapse: collapse; font-size: .82rem; font-variant-numeric: tabular-nums; }
.amort-table thead { position: sticky; top: 0; z-index: 1; }
.amort-table th {
  background: var(--blue-france); color: #fff;
  padding: 8px 12px; text-align: right;
  font-size: .7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em;
}
.amort-table th:first-child { text-align: left; }
.amort-table td { padding: 7px 12px; border-top: 1px solid var(--gray-100); text-align: right; }
.amort-table td:first-child { text-align: left; font-weight: 600; color: var(--gray-700); }
.amort-table tbody tr:hover td { background: var(--gray-50); }
.amort-table tr.year-marker td { background: var(--blue-france-light); font-weight: 700; }

/* ===== CONTENT ===== */
.content-section { padding: 48px 0; }
.content-section:nth-child(even) { background: var(--gray-50); }
.content-section h2 { font-size: 1.5rem; font-weight: 800; margin-bottom: 14px; color: var(--blue-france); }
.content-section h3 { font-size: 1.1rem; font-weight: 700; margin: 26px 0 10px; color: var(--gray-800); }
.content-section h4 { font-size: .95rem; font-weight: 700; margin: 20px 0 8px; color: var(--gray-700); }
.content-section p { color: var(--gray-600); margin-bottom: 14px; }
.content-section ul, .content-section ol { padding-left: 24px; margin-bottom: 16px; color: var(--gray-600); }
.content-section li { margin-bottom: 6px; }

.info-box {
  background: var(--blue-france-light);
  border-left: 4px solid var(--blue-france);
  border-radius: 0 6px 6px 0;
  padding: 16px 20px;
  margin: 20px 0;
  color: var(--gray-700);
}
.info-box strong { color: var(--gray-800); }

.example-box {
  background: var(--green-emeraude-light);
  border-left: 4px solid var(--green-emeraude);
  border-radius: 0 6px 6px 0;
  padding: 16px 20px;
  margin: 20px 0;
  color: var(--gray-700);
}

.warn-box {
  background: var(--yellow-tournesol-light);
  border-left: 4px solid var(--yellow-tournesol);
  border-radius: 0 6px 6px 0;
  padding: 16px 20px;
  margin: 20px 0;
  color: var(--gray-700);
}

/* Tables */
.rates-table {
  width: 100%; border-collapse: separate; border-spacing: 0;
  border: 2px solid var(--gray-200); border-radius: 6px; overflow: hidden; margin: 20px 0;
}
.rates-table th {
  background: var(--blue-france); color: var(--white);
  padding: 10px 14px; text-align: left; font-size: .75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .04em;
}
.rates-table td { padding: 10px 14px; border-top: 1px solid var(--gray-100); font-size: .88rem; }
.rates-table tr:hover td { background: var(--gray-50); }
.rates-table .num { text-align: right; font-variant-numeric: tabular-nums; font-weight: 600; }

/* FAQ */
.faq-list { list-style: none; padding: 0; }
.faq-item { border: 2px solid var(--gray-200); border-radius: 6px; margin-bottom: 8px; overflow: hidden; background: var(--white); }
.faq-question {
  width: 100%; background: none; border: none; padding: 14px 18px;
  font-size: .92rem; font-weight: 600; text-align: left; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  font-family: inherit; color: var(--gray-800); transition: background .2s;
}
.faq-question:hover { background: var(--gray-50); }
.faq-question::after { content: '+'; font-size: 1.3rem; font-weight: 400; color: var(--blue-france); transition: transform .3s; }
.faq-item.open .faq-question::after { content: '\2212'; }
.faq-item.open .faq-question { background: var(--blue-france-light); color: var(--blue-france); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-item.open .faq-answer { max-height: 800px; }
.faq-answer-inner { padding: 0 18px 14px; color: var(--gray-600); font-size: .88rem; line-height: 1.7; }

/* Breadcrumb */
.breadcrumb { padding: 10px 0; font-size: .78rem; color: var(--gray-500); }
.breadcrumb a { color: var(--blue-france); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb span { margin: 0 6px; }

/* ===== FOOTER ===== */
.footer {
  background: var(--blue-france);
  color: rgba(255,255,255,.7);
  padding: 48px 0 24px;
  margin-top: 48px;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 36px; }
.footer h4 { color: var(--white); font-size: .8rem; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 14px; }
.footer p { font-size: .82rem; line-height: 1.6; }
.footer a { color: rgba(255,255,255,.7); font-size: .82rem; display: block; margin-bottom: 7px; text-decoration: none; }
.footer a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); margin-top: 36px; padding-top: 18px; font-size: .75rem; text-align: center; }

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .hero h1 { font-size: 1.5rem; }
  .hero p { font-size: .92rem; }
  .hero-stats { gap: 18px; }
  .hero-stat strong { font-size: 1.15rem; }
  .calc-grid, .calc-grid-3 { grid-template-columns: 1fr; }
  .results-grid { grid-template-columns: 1fr 1fr; }
  .results-grid-3 { grid-template-columns: 1fr 1fr !important; }
  .compare-grid { grid-template-columns: 1fr 1fr; gap: 12px 8px; }
  .result-value { font-size: 1.05rem !important; word-break: break-word; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 24px; }
  .nav { display: none; }
  .hamburger { display: block; }
  .nav.open {
    display: flex; flex-direction: column;
    position: absolute; top: 72px; left: 0; right: 0;
    background: var(--white); border-bottom: 2px solid var(--gray-200);
    padding: 12px; box-shadow: var(--shadow-md); z-index: 50;
  }
  .rates-table { font-size: .8rem; display: block; overflow-x: auto; }
  .rates-table th, .rates-table td { padding: 8px 10px; }
  .mode-tab { font-size: .7rem; padding: 12px 6px; }
  .mode-tab .tab-emoji { font-size: 1.1rem; }
  .mode-tab .tab-recommend { display: none; }
  .score-head { flex-direction: row; gap: 14px; }
  .score-circle { width: 64px; height: 64px; font-size: 1.25rem; }
  .score-verdict { font-size: 1.05rem; }
  .score-factors { grid-template-columns: 1fr; }
  .calc-body { padding: 18px; overflow-x: hidden; }
  .amort-table { font-size: .75rem; }
  .amort-table th, .amort-table td { padding: 6px 8px; }
}
@media (max-width: 480px) {
  .results-grid { grid-template-columns: 1fr; }
  .results-grid-3 { grid-template-columns: 1fr !important; }
  .compare-grid { grid-template-columns: 1fr; }
  .radio-group { flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr; }
  .logo-text .logo-title { font-size: .9rem; }
  .header-inner { height: 64px; }
}